The Davila Group - Cobalt Financial Corporation

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loan amount
Rate	Points	APR	Payment
Conforming 30 Year Fixed
3.875%	1.125	4.095%	$0
Conforming 15 Year Fixed
3.500%	-1.0	3.573%	$0
Conforming FHA 30 Year Fixed
4.375%	0.125	4.514%	$0

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In The News...
The big news today was the Labor Department's monthly employment report where it was reported that employers shed 54,000 jobs lost in August, which was lower than the -120,000 expected. In addition, July was revised to -54,000 from -131,000....

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We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.

Prequalification Is Critical
Getting pre-qualified for a loan is critical in today's real estate environment. By going through the loan process prior to signing a purchase contract on a home, you can eliminate all of the obstacles to borrowing without jeopardizing an actual purchase transaction. Once your loan is approved, your real loan closing will be quick and subject only to a satisfactory appraisal and title report on the home.

I Have A Property In Contract
I would like to Apply Online for a loan, or I would like to see some loan options.

I Am Still Looking For A Home
I would like to see some purchase strategies, get pre-qualified to give a letter to my Realtor® or a homeowner, or find more information about the financial process.

5 Factors To Consider Before You Apply For A Mortgage

Does your lender offer you a lowest closing cost guarantee in writing? Ask about ours.
In a hurry? We can close in as little as two weeks. Just say the word, and we’ll rush your application.
Wondering where to start? Ask one of our loan professionals, we will take the mystery out of the process for you.
Should you refinance? Ask for our free detailed analysis.
Don't know which loan to pick? We will do a side by side comparison for you. Free.